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How Bankruptcy Can Clear Credit Card Debt
October 4th, 2021
For many Texans facing bankruptcy, unpaid credit card balances are a main source of anxiety, and creditor calls. The good news is that whether you file a Chapter 7 petition or a Chapter 13 repayment plan, bankruptcy can clear credit card debt and giv…
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Categories: Bankruptcy
Is Chapter 7 or Chapter 13 Bankruptcy the Better Option for You?
September 20th, 2021
Bankruptcy means different things to different people. It can be a reset button on the debts you owe today. It can also be a plan for how you will pay off what you owe without losing what you have. It all depends on whether you file under Chapter 7 o…
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What is an IRS Offer in Compromise?
September 8th, 2021
When tax debt adds up to more than you can afford, you may consider an IRS offer in compromise (OIC) to settle the issue. This can be a powerful and effective way to resolve tax obligations and stop IRS debt collection efforts, but it isn’t necessa…
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Categories: Bankruptcy
Should I File for Bankruptcy After Losing My Income Due to COVID-19?
September 7th, 2021
2020 and 2021 have been tough years for Texas residents. As COVID-19 has rolled through the state in waves, thousands of restaurant workers, entertainers, and others have lost their income entirely for months on end. Some are now wondering if they sh…
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Exemptions for Texas Bankruptcy Filing
September 2nd, 2021
Sometimes people hesitate to file for bankruptcy because they worry they will have to sell their home, car, or other important assets. Bankruptcy isn’t designed to make anyone homeless. Understanding your options for Texas bankruptcy exemptions can…
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Categories: Bankruptcy
The Consequences of Filing Bankruptcy
July 16th, 2021
Any time you make a major financial decision, you must consider the bad along with the good. Bankruptcy is a powerful tool to erase past-due bills and get a new start. But it’s not without its drawbacks. Before you hurry to file, be sure you unders…
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Should You File for Bankruptcy Without a Lawyer?
June 30th, 2021
Anytime bankruptcy is on the table it means money is tight. Hiring a professional might seem out of reach. You might think you could save money by doing it yourself. But should you file for bankruptcy without a lawyer? Or will doing so hurt your chan…
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Chapter 7 Bankruptcy Means Test
June 18th, 2021
Not everyone can get the debt-clearing benefits of a Chapter 7 bankruptcy. Before you can file to have your debts discharged you must pass the Chapter 7 bankruptcy means test. This test evaluates your financial position to determine if you qualify fo…
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Bankruptcy and Child Support in Texas
June 7th, 2021
When parents fall behind on their child support obligations it can lead to inconvenient enforcement efforts, including bench warrants and driver’s license suspensions. But can parents avoid paying their child support by filing for bankruptcy? Here…
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Categories: Bankruptcy
Bankruptcy Documents Needed to File
May 3rd, 2021
You can start preparing for your bankruptcy before you ever walk in the lawyer’s door. By gathering the bankruptcy documents needed to file your petition, you can make the process easier and get to discharge that much faster. What Documents Do You…
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Categories: Bankruptcy
