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credit card debt

How Bankruptcy Can Clear Credit Card Debt

For many Texans facing bankruptcy, unpaid credit card balances are a main source of anxiety, and creditor calls. The good news is that whether you file a Chapter 7 petition or a Chapter 13 repayment plan, bankruptcy can clear credit card debt and giv… Read More
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Categories: Bankruptcy
is it better to file chapter 7 or chapter 13

Is Chapter 7 or Chapter 13 Bankruptcy the Better Option for You?

Bankruptcy means different things to different people. It can be a reset button on the debts you owe today. It can also be a plan for how you will pay off what you owe without losing what you have. It all depends on whether you file under Chapter 7 o… Read More
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irs offer in compromise

What is an IRS Offer in Compromise?

When tax debt adds up to more than you can afford, you may consider an IRS offer in compromise (OIC) to settle the issue. This can be a powerful and effective way to resolve tax obligations and stop IRS debt collection efforts, but it isn’t necessa… Read More
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Categories: Bankruptcy
file for bankruptcy

Should I File for Bankruptcy After Losing My Income Due to COVID-19?

2020 and 2021 have been tough years for Texas residents. As COVID-19 has rolled through the state in waves, thousands of restaurant workers, entertainers, and others have lost their income entirely for months on end. Some are now wondering if they sh… Read More
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texas bankruptcy exemptions

Exemptions for Texas Bankruptcy Filing

Sometimes people hesitate to file for bankruptcy because they worry they will have to sell their home, car, or other important assets. Bankruptcy isn’t designed to make anyone homeless. Understanding your options for Texas bankruptcy exemptions can… Read More
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Categories: Bankruptcy
consequences of filing bankruptcy

The Consequences of Filing Bankruptcy

Any time you make a major financial decision, you must consider the bad along with the good. Bankruptcy is a powerful tool to erase past-due bills and get a new start. But it’s not without its drawbacks. Before you hurry to file, be sure you unders… Read More
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bankruptcy without a lawyer

Should You File for Bankruptcy Without a Lawyer?

Anytime bankruptcy is on the table it means money is tight. Hiring a professional might seem out of reach. You might think you could save money by doing it yourself. But should you file for bankruptcy without a lawyer? Or will doing so hurt your chan… Read More
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bankruptcy means test

Chapter 7 Bankruptcy Means Test

Not everyone can get the debt-clearing benefits of a Chapter 7 bankruptcy. Before you can file to have your debts discharged you must pass the Chapter 7 bankruptcy means test. This test evaluates your financial position to determine if you qualify fo… Read More
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bankruptcy and child support

Bankruptcy and Child Support in Texas

When parents fall behind on their child support obligations it can lead to inconvenient enforcement efforts, including bench warrants and driver’s license suspensions. But can parents avoid paying their child support by filing for bankruptcy? Here… Read More
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Categories: Bankruptcy
woman looking through bankruptcy documents

Bankruptcy Documents Needed to File

You can start preparing for your bankruptcy before you ever walk in the lawyer’s door. By gathering the bankruptcy documents needed to file your petition, you can make the process easier and get to discharge that much faster. What Documents Do You… Read More
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Categories: Bankruptcy

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