Bankruptcy Exemptions in Texas

Exemption laws allow you to keep certain assets, despite the fact that you file for bankruptcy. We are fortunate in Texas because we may choose between two sets of exemption laws in bankruptcy. Texas debtors, who have lived in the state for two years, may choose between the federal exemptions, or the state exemptions, whichever is more favorable.

You may normally protect, or claim exemptions for, assets such as your home, cars, household goods, and retirement accounts.

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To speak with an experienced Texas bankruptcy attorney, contact Patrick T. Williams, Attorney and CPA.