Houston Bankruptcy Attorney Services
Personal bankruptcy, for individuals or small businesses with typical consumer debts, such as credit card debt, medical bills, IRS debts, house payments, and car payments, consists of either Chapter 7 bankruptcy or Chapter 13 bankruptcy. I encourage you to learn more about these options. Contact me for a free evaluation of whether Chapter 7 or Chapter 13 is right for you.
Based in north Houston, I work with clients throughout the Houston and surrounding areas.
Three Advantages of Bankruptcy
Three attributes of bankruptcy are: it is POWERFUL; it is FLEXIBLE; and it provides a degree of CERTAINTY when you really need it.
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Chapter 7 Bankruptcy
A Chapter 7 bankruptcy is generally an open and shut case, lasting about 90 days, in which you get a fresh start by getting rid of debts, and keeping your exempt assets.
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Chapter 13 Bankruptcy
A Chapter 13 bankruptcy consists of a plan in which you may, for example, catch up on house and car payments, pay other debts to the extent that your budget allows, and keep your assets. A Chapter 13 case usually lasts from 3 to 5 years.
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