Personal bankruptcy, for individuals or small businesses with typical consumer debts, such as credit card debt, medical bills, IRS debts, house payments, and car payments, consists of either Chapter 7 bankruptcy or Chapter 13 bankruptcy. I encourage…
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A Chapter 7 bankruptcy is generally an open and shut case, lasting about 90 days, in which you get a fresh start by getting rid of debts, and keeping your exempt assets.
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A Chapter 13 bankruptcy consists of a plan in which you may, for example, catch up on house and car payments, pay other debts to the extent that your budget allows, and keep your assets. A Chapter 13 case usually lasts from 3 to 5 years.
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As an attorney, CPA, and former IRS agent, I am well qualified to help you with your IRS problems. The IRS has a lot of power, but so do you. Your power is exercised by knowing your rights, and by knowing the internal procedures of the IRS. Tax probl…
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